Terms of Use

Agreement to Terms

By accessing and using the LondvistaTech website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you should not use our website or services.

These terms apply to all visitors, users, and others who access our services.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

We encourage you to review these terms periodically to stay informed of updates.

Description of Services

LondvistaTech provides financial education programmes, resources, and related content designed to improve financial literacy and money management skills.

Our services are educational in nature. We do not provide regulated financial advice, investment recommendations, tax advice, or legal counsel. Content provided through our programmes is for informational and educational purposes only.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate information when required
• Maintain the confidentiality of any account credentials
• Use services only for lawful purposes
• Respect intellectual property rights
• Not attempt to gain unauthorised access to any part of our systems
• Not interfere with or disrupt our services
• Not use automated systems to access our content without permission

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, audio clips, and software, is the property of LondvistaTech or our content suppliers and is protected by UK and international copyright laws.

Programme Materials

When you purchase a programme, you receive a limited, non-exclusive, non-transferable licence to access and use the programme materials for your personal, non-commercial use.

You may not:

• Reproduce or distribute programme materials without permission
• Create derivative works based on our content
• Share access credentials with others
• Use materials for commercial purposes
• Remove copyright or proprietary notices

Website Content

You may view and download website content for personal, non-commercial use only. Any other use requires our prior written permission.

Educational Nature of Services

Our programmes and content are educational tools designed to improve financial knowledge. They do not constitute:

• Regulated financial advice tailored to your specific circumstances
• Investment recommendations or solicitations
• Tax or legal advice
• Guarantees of financial outcomes

Financial decisions involve risk. You are responsible for evaluating information we provide and determining its suitability for your situation. We strongly recommend consulting with qualified professionals before making significant financial decisions.

Purchases and Payments

When purchasing programmes, you agree to provide accurate payment information. All prices are displayed in British Pounds (GBP) and include applicable VAT where required.

Refund Policy

We offer a 14-day satisfaction guarantee. If you are unsatisfied with a programme, contact us within 14 days of purchase for a full refund. Refund requests after this period will be considered on a case-by-case basis.

Payment Processing

Payments are processed securely through third-party payment processors. We do not store complete payment card information on our servers.

User-Generated Content

If our services allow you to submit content such as feedback, testimonials, or questions, you grant us a non-exclusive, royalty-free, perpetual licence to use, reproduce, and display that content in connection with our services.

You represent that any content you submit:

• Is accurate to the best of your knowledge
• Does not infringe on third-party rights
• Does not contain unlawful or offensive material

We reserve the right to remove any user-generated content that violates these terms or is otherwise objectionable.

Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for convenience only. We do not endorse or assume responsibility for third-party content, products, or services.

Your interactions with third-party sites are governed by their terms and privacy policies. We encourage you to review these before providing personal information.

Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that services will be uninterrupted or error-free
• Warranties regarding the accuracy, reliability, or completeness of content

We make reasonable efforts to ensure content accuracy, but financial information, laws, and market conditions change frequently. Content may not reflect the most current developments.

Limitation of Liability

To the maximum extent permitted by law, LondvistaTech shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Financial decisions made based on educational content
• Unauthorised access to or alteration of your data
• Errors or omissions in content
• Any other matter relating to our services

Our total liability for all claims related to our services shall not exceed the amount you paid us in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless LondvistaTech, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your violation of these terms
• Your violation of any rights of another party
• Your use of our services

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for conduct that we believe:

• Violates these terms
• Is harmful to other users or our business
• Exposes us to liability
• Is otherwise objectionable

Upon termination, your right to use our services ceases immediately. Provisions of these terms that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, and limitations of liability.

Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

We prefer to resolve disputes amicably. If you have a concern, please contact us first so we can attempt to resolve it directly.

If informal resolution is unsuccessful, disputes will be resolved through binding arbitration in accordance with the rules of the Chartered Institute of Arbitrators, except where prohibited by law.

Severability

If any provision of these terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Entire Agreement

These terms, together with our Privacy Policy, GDPR page, and Cookies Policy, constitute the entire agreement between you and LondvistaTech regarding use of our services.

Waiver

Our failure to enforce any right or provision of these terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by an authorised representative.

Contact Information

For questions about these Terms of Use, please contact us:

Email: [email protected]
Address: LondvistaTech, 42 Kingsland Road, Shoreditch, London E2 8DA, United Kingdom

Accessibility

We strive to make our website accessible to all users, including those with disabilities. If you experience accessibility barriers, please contact us so we can work to address them.

Age Restrictions

Our services are intended for individuals aged 18 and over. We do not knowingly collect information from or market to individuals under 18. If you are under 18, please do not use our services or provide us with personal information.

Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labour, or materials.